Home Insurance Glossary

Search a variety of Homeowners Insurance Terms

Searching for a particlular keyword term related to homeowners insurance? You can search for keywords by using the search field or by following the list below.

 

 

A

Accident


Appreciation


A.M. Best


Agent


Adjuster


Actual Cash Value (ACV)


Adjusted basis


Assessed Value


B

Betterment


Binder


Blanket Insurance Policy


Breach


C

Cancellation


Cash Value


Casualty Insurance


Chattel


Claimant


Coinsurance


Coinsurance Clause


Common Areas


Company Profile


Conditional Receipt


Condominium


Contract


Coverage A: Dwelling Coverage


Coverage B: Other Structures


Coverage C: Contents Coverage


Coverage D: Loss of Use


Coverage E: Liability Protection


Coverage F: MedPay


Condo Insurance


D

Declarations Page


Deductible


Deposit


Depreciation


Dividend


E

Earned Premium


Effective Age


Effective Date


Endorsement


Exclusions


Experience Period


Expiration Date


F

First Party Loss


Flood Insurance


G

Grace Period(s)


H

Hazard Insurance


Homeowners insurance


I

Incontestability


Independent Adjuster


Inland Marine


Insurance


Insurance Binder


Insured


Insurer


J



K


L

Lapse


Legal description


Liability


Liability Coverage


Liability Insurance


Limit of Liability


Loss


Loss History


M

Master Association


Material Misrepresentation


N

Net Cash Value


Non-renewal


O


P

Paid-Up


Peril


Policy


Policy Owner


Policy Period


Premium


Premium Expense Charges


Property Damage (PD)


Property Insurance


Public Adjuster


Q


R

Rated Policy


Renewal Policy


Replacement Cost


Return Premium


Rider


S

Staff Adjuster


Subrogation


Surcharge


T

Third Party Loss


U

Underwriter


Underwriting


Unearned Premium


V


W

Waiver


X


Y


Z





DISCLAIMER: The information provided above is intended to be a guide to understanding common homeowners insurance terms. HomeInsurance.com does not intend this information to be official or legally binding. HomeInsurance.com uses this list as a basic guide to understanding these terms and should not be considered complete or definitive.

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