NC homeowners who are currently insured with Farmers Insurance Group please take note: Beginning in November, non-renewal notices will be sent to all homeowners insurance customers. The company has announced that they will stop selling their home insurance product to all NC homeowners in September.
The move to pull out of all NC policies is a result of the state’s assessment process which assesses insurance companies if losses from a catastrophic event exceed the company’s financial capability.
Current Farmers customers need not distress! HomeInsurance.com works with some of the top home insurance companies in the country to get you the best rate, and most comprehensive policies available.
Our partners include Travelers Insurance Company- voted A+ by A.M. Best and boasting over 150 years in the home insurance business. We also shop policies from Hartford, SafeCo and Foremost. Our partners rank as Fortune 100 and 500 companies and are known across the U.S. as leaders in the home insurance business.
At HomeInsurance.com, our agents are home insurance consultants who make finding the lowest rate for your home- their top priority. We believe in finding you the best rate and matching you with a company that specifically suits your home insurance needs.
Get your home insurance quote now and see how much you can save. Our agents will qualify you for all eligible home insurance discounts and make sure you are saving the most money on your home insurance.
Your Agents at HomeInsurance.com
Filed under: News on August 20th, 2008 | No Comments »
With all of the home insurance information out there on the web today- it is difficult to know what to believe. We have created our website around the goal of being an objective resource center for homeowners across the country. You can rely on HomeInsurance.com for a behind the scenes look at homeowners insurance because we are not a home insurance company- we are home insurance consultants- here to shop for the consumer and find YOU the best rate available.
Read about homeowners insurance and get vital tips on saving money and finding the best home insurance company.
Your Agent at HomeInsurance.com
Filed under: Questions on August 19th, 2008 | No Comments »
Over the past two months HomeInsurance.com has been running a home page survey to see how much homeowners really know about their home insurance coverage. Today, HomeInsurance.com launched a national press release on the actual home study. You can review the article on our press page.
Study Shows: Homeowners Left in the Dark [August 18, 2008]
Your Home Insurance Agents!
Filed under: Announcements, News on August 18th, 2008 | No Comments »
Attention Iowa Homeowners!
Iowa Home Insurance is just one of top quality home insurance products we sell everyday. Iowa homeowners typically pay $594 for home insurance each year. At HomeInsurance.com, we save Iowa Homeowners up to 50% on their premiums! Contact one of our licensed Iowa Homeowners Insurance Agents today or fill out our quick quote form to get your low rate immediately. And rest assured, at HomeInsurance.com, we also provide some of the best coverage. Partnering with companies like Travelers, SafeCo, Foremost and Hartford, we are able to offer Iowa homeowners the most comprehensive coverage so that they are well protected in the event of a loss. Get your Quote Now!
Your Agent at HomeInsurance.com
Filed under: Announcements, News on August 15th, 2008 | No Comments »
At HomeInsurance.com, we aim to provide a website for home insurance consumers that is easy to use, easy to find, resourceful and comprehensive.
Recently, we were graded by WebsiteGrader.com and are happy to announce our grade of 94/100! This grade is based on website structure, usability, blog strength, readability and search engine exposure. In our quest to be the best home insurance resource on the web, this is a big step forward. Thanks to our community of homeowners, their continual feedback and support- we continue to provide daily news and the most current home insurance tools, resources and tips available.
Take a minute to check out HomeInsurance.com and see how we earned a 94 on our report card!
Thanks, YourAgent@HomeInsurance.com
Filed under: Announcements on August 14th, 2008 | No Comments »
Homeowners:
Low rates for home insurance are always appreciated- however- homeowners should be wary of a home insurance quote that seems too low. One reason why shopping around for home insurance is so important is because homeowners can see how the different rates vary from company to company. Often, one company will offer a rate much lower than the others. While paying a cheap home insurance premium might sound desireable- homeowners should be wary of what they are giving up in order to secure that low rate.
Oftentimes a home insurance company will under-insure a home in order to qualify that homeowners for a lower rate. While the reduced cost might seem nice, what would happen to that same homeowner in the event that their home was destroyed due to a covered peril? While the peril may be covered under their home insurance policy, the replacement value of the home may be listed too low on their policy. In this case, the insurance company would not pay out enough money to rebuild the home to it’s previous condition. (This of course is not an issue of the homeowner has a guaranteed replacement cost policy- but these are not very common anymore).
Another way that a company might be calculating a super low rate is by figuring in a really high deductible. This will also make your home insurance premium much lower. However, it can also leave you in a financial bind if you needed to file a claim and do not have the cash to meet your deductible.
Moral of the story- As a home insurance consumer always make sure you are comparing apples to apples when it comes to home insurance rates. Ask for quotes using the same set of requirments such as deductibles, replacement values, etc.
Your Agent@HomeInsurance.com
Filed under: Questions on August 13th, 2008 | No Comments »
Did you know that at HomeInsurance.com we offer some of the most competitive rates on Mississippi home insurance? This fact is important because according to the Institute for Insurance Information; Mississippi homeowners paid an average home insurance premium of $939.00, making it the 6th highest state insurance premium in the country in 2005. We know how important it is for you to save on your homeowners insurance rates, that’s why we are committed to shopping your home insurance in Mississippi. We have licensed agents that will shop your policy amongst multiple homeowners insurance companies to find the best rate for you. We compare insurance rates for free, so take advantage of our shopping services and let us find the best home insurance quote for you.
Your Agent@HomeInsurance.com
Filed under: Questions on August 12th, 2008 | No Comments »
Home Insurance exists to protect your home in the event of a disaster or peril where your home or its contents are partially or completely destroyed. (See our Home Tips)
Sometimes a home seller will purchase the home warranty for a new buyer especially when a home inspector has deemed some of the systems in the home as functioning but in need of replacement soon
Filed under: Questions on August 11th, 2008 | 1 Comment »
Did you know that HomeInsurance.com shops California homeowners insurance? Home Insurance in California is just one of the top quality home insurance products we sell every day. You may not know that California is the 7th highest premium state for home insurance rated by the Insurance Information Institute in 2005. At HomeInsurance.com, we can save CA Homeowners up to 50% or more on their premiums! If you are interested in savings then please contact one of our California insurance licensed agents today or fill out our quick quote form to compare rates and coverage’s in California.
If you are intested in reviewing more information about California premiums for home and renters insurance then please visit our state page for California. [click here]
Please remeber we are here to help you save money and time which is why HomeInsurance.com has partnered with multiple insurance companies like Travelers, Safeco, Foremost and The Hartford. We are able to offer California homeowners the most comprehensive coverage so that they are well protected in the event of a major loss. As you know the weather in parts of Southern California like San Diego are border line perfect with the average temperature around 75 degrees year round. But with home insurance, you can never be to cautious to insure your home for certain catastropies or harsh weather patterns. Get covered today and save more with HomeInsurance.com.
Remember, our quote process is FREE and only takes 3 minutes to complete.
» Get your California Quote Now!
Your California Insurance Agent!
Filed under: Questions on August 8th, 2008 | No Comments »
Dear Ms. Shiver,
Generally when you have a mortgage and are located in a coastal area, the mortgage company will require you to have both home insurance and wind & hail insurance. You should inquire with you lender to be certain. Please feel free to visit our website to get a quote from one of our partner companies for your home and wind & hail policies.
Thank you for choosing HomeInsurance.com
Filed under: Questions on August 7th, 2008 | No Comments »
